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Here at Bankopedia, our primary goal is help you make financial decisions with more clarity and confidence by using the best information and resources that you can find in our website.

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Digital Banks

There has been a lot of growth in internet banking popularity in recent years but it can be hard to know what digital bank will work best for your needs. Here are the best-performing digital banks that have been thoroughly tested and reviewed by our team:

Operator Card App ATM Fee Currency Exchange Fee Customer Support Best in
#1 Revolut Visa, MasterCard Android, iOS 2% if above limit Free on weekdays or below £1,000 monthly total, 0.5% on weekends or above £1,000 monthly total Email, Live Chat International Money Transfers
#2 Digital International Bank Visa None None None Phone, Email, Video Chat Hybrid Banking
#3 Chime Visa Android, iOS $2.50 from out-of-network ATM 3% or $5, whichever amount is greater Phone, Email, Live Chat Spending Account
#4 Starling Bank MasterCard Android, iOS None 0.4% Phone, Email, Live Chat Banking for Frequent UK Travelers
#5 SoFi Visa, MasterCard Android, iOS None 0.9% Phone, Email, Live Chat Foreign ATM Withdrawals
#6 Ally MasterCard Android, iOS None Up to 1% Phone, Email, Live Chat Forex and Stock Trading
#7 N26 Visa, MasterCard Android, iOS 1.7% for N26 Standard, N26 Business and Smart accounts, Free for N26 You, Business You or N26 Metal and Business Metal accounts None Phone, Email, Live Chat, Social Media Everyday Banking
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