Revolut Card

Highly touted as the card for the person on the go wherever and whenever, Revolut Card is perfect for anyone who want to budget their money by using a card separate from their main bank account. Handy and available for withdrawing money in many countries, it works with over 140 currencies using real exchange rates with zero hidden fees.

Top 3 Digital Banks

Operator	Card	Reliability	Best in	Score
#1	Visa, MasterCard	Low and transparent fees with mid-market exchange rates	International Money Transfers	97	Open Account
#2	Visa	Online banking with no monthly fees	Spending Account	96	Open Account
#3	Visa	Hybrid banking with quality support	Hybrid Banking	94	Open Account

By connecting this card to your phone through the Revolut mobile app, you can easily tap and pay using your phone. It will also give you instant banking access through your fingertips and allow you to spend and withdraw from ATM machines all over the world and make money transfer straight from the app.

How to Apply for a Revolut Card?

Once you signed up for a standard Revolut account, you become eligible to avail a Revolut Visa card that you can connect to your Revolut mobile app. You can use the card to buy items in more than 110 countries using real-time interbank exchange rates.

Ordering a Physical Revolut Card

To order a physical card just follow these steps on your Revolut app:

1. Find the ‘Cards’ tab and select “Add new card” by swiping it to the right.
2. Select if you want a physical card or virtual card.
3. Choose the features of card you prefer to order.
4. Key in your four-digit PIN twice for confirmation.
5. Enter delivery address information before tapping “Continue”.

In most instances, your Revolut Card will be delivered inside 10 business days. While you wait, you can already link your card to your Google Pay or Apple Pay.

Using Revolut Card to Withdraw from an ATM

Although not all ATM machines in the world can cater to your Revolut Card, you can easily find the nearest available ATMs by using the Revolut App. Just go to "Hub" and select "ATMs", and you will be directed to a map with a list of ATMs near you.

Thanks to a partnership with Allpoint, Revolut Card users now have access to more than 55,000 ATM machines with zero surcharge fees. Make sure to tap "surcharge-free" when locating ATMs from your mobile app.

What Currencies Can I Withdraw Using My Revolut Card?

Your Revolut Card is currently supported by over 140 currencies and in countries and regions where Visa and Mastercard are accepted.

Revolut Card Fees

For ATM use, card users can enjoy free withdrawals up to €200/£200/$230 a month. A fee of 2% will be charged after that.

Money transfer is fee from your Revolut account to any domestic and international bank using normal wire transfer. However, the use of SWIFT is chargeable.

Revolut Card users can exchange currencies for free up to €1,000/£1,000 per month before being charged 0.5% above this amount.

Security Features of the Revolut Card

Revolut has set up multiple layers of security to make sure your account is safe whenever you use your Revolut Card. Below are some of the fine security features:

• Fingerprint ID: Your Revolut App comes with an option to log-in using your fingerprint. This method will disallow another person from opening your account.
• Customizable Security Features: You have the option to turn off some of your Revolut Card's features in order to lessen the risk of fraud.
• Sherlock anti-fraud system: Real-time alerts are sent to Revolut in instances of suspicious transactions therefore giving them a head start to investigate and act.
• Virtual Cards: This is a virtual card which users can link to their physical cards. Virtual cards can be used to make online payments just once before having its numbers deleted making it impossible to use it for another transaction.
• 3D Secure: This is an incoming security feature that will allow Revolut Card users to verify any payments made from their account.

What are the Forex Features of the Card?

"Transfer money without borders" is how Revolut describes its card's forex features. Users can track and exchange to more than 30 currencies in real-time with no hidden fees. By connecting your card to your Revolut mobile app, you can effortlessly make fiat currencies exchange just by a few presses of a button.

My Card Was Stolen or Swallowed by the ATM

In certain instances that you happen to have your card stolen or lost to the ATM machine, you can easily terminate your card by a few clicks on your mobile app:

1. Click the "Cards" tab on your Revolut app or Revolut website.
2. Select "Settings".
3. Click "Terminate card".
4. You can now order a replacement card.

When you think your card has been compromised, you can also choose to freeze it from your mobile app:

1. Find the "Cards" tab on the app or at the Revolut website.
2. Find you card and choose "Freeze card".

If you strongly suspect your card was used fraudulently, you can fill out the Revolut online chargeback form.

Types of Revolut Cards

The card most Revolut account holders use is the Revolut Standard Card. This is the most basic and a free account but comes with a €200 limit on fee-free ATM withdrawals. You can upgrade your Standard Card to any of these other classifications of Revolut Card:

• Revolut Plus Card: This comes with a monthly fee, customizable card design and increased limits on fee-free ATM withdrawal.
• Revolut Premium Card: This provides a bigger ATM withdrawal limit, customized design card and an overseas medical insurance. It comes though with a higher monthly fee.
• Revolut Metal Card: This card has highest monthly fee but provides all the perks and limits Revolut can offer to its account holders.
• Virtual Card: Holders of all types of Revolut Card from Standard to Metal can avail of the virtual card. You can use this for payment of purchases online — which can be frozen after each transaction — and link it to wallet services like Apple Pay and Google Pay.