N26 App

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Introduction

The N26 App is the mobile platform of the online bank N26. The app gives users control of their money by keeping track of every transaction with the help of the app's real-time push notification and an array of features that help N26 account owners manage their finances and save money. The app is available for both iPhone and Android users.

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Operator	Card	Reliability	Best in	Score
#1	Visa, MasterCard	Low and transparent fees with mid-market exchange rates	International Money Transfers	97	Open Account
#2	Visa	Online banking with no monthly fees	Spending Account	96	Open Account
#3	Visa	Hybrid banking with quality support	Hybrid Banking	94	Open Account

Where to Download the App?

You can download the newest N26 App version from the Apple App Store or Google Play Store.

Please remember that can use any app version for 180 days after its release. After that time, new versions will become available. We recommend upgrading to the newest version whenever possible in order to achieve a seamless customer experience.

Compatible Devices with the N26 App

The N26 App is compatible to both iOS and Android-based devices. Just take note of the following smartphone requirements:

• For iPhone phones, yours should be model 5s or newer with an iOS 11 version and above.
• For Android users, you must use Android 6.0 operating system or above.

N26 App Security

The N26 App combines the security of the main N26 bank account with the very latest mobile banking features.

There are no major modifications between the security requirements for mobile banking and for online banking, as far as security is concerned. In any case, you should still be aware of additional mobile banking safety recommendations so that you can access your mobile banking services more securely.

Some of these security suggestions are:

• Always lock your screen
• Regularly update mobile OS
• Update your N26 App to the newest version
• Safeguard your passwords, PINs and TANs
• Be extra careful when using Bluetooth and public Wi-Fi

How Do I Link My N26 App to My Bank Account?

Once you already created your N26 account, you can pair it to your smartphone using the N26 App. To do it, simply follow these steps:

1. Open N26 App and login to your account
2. Confirm your phone number
3. A 4-digit code will be sent to your phone via SMS
4. Enter the 4-digit code to complete the pairing / linking process

How to Contact Live Chat Support Using the N26 App?

If you need to get in touch with N26’s live chat support, you can do so straight from the app. Just follow these basic steps:

1. Log in to your N26 app.
2. Select the Support icon on the upper right-hand side of the screen.
3. Scroll down, then select “Support” and then “Support chat”.

N26 App Highlight Features

The N26 App comes with several useful features that help users properly manage finances, control spending and track transactions. These are the highlight features:

• Spaces: Spaces are like buckets where users can put or save money. Spaces are subaccounts that you can tailor to your preference. With spaces, you can track your progress and visualize your short and long-term financial goals. Your Spaces accounts allow instantaneous transfers between them at any time. You can perform this transfer using your mobile app or WebApp.
• Transactions and Stats: N26 comes with a neat categorization system that puts all your transaction history in one place that is easily searchable. While the statistics feature shows your spending history.
• Apple Pay and Google Pay: N26 App supports both platforms when paying by simply tapping your smartphone.
• Push Notifications: Your N26 App sends you a notification each time a transaction occurs on your N26 bank account. This not only help you keep track of your transactions, it also helps keep an eye on unauthorized transactions and other attempts of fraud.
• Fingerprint Biometrics: You can activate this to use your fingerprint instead of a password when logging in to your app.

How to Use the "Space" Feature on the App?

On your smartphone devices, whether it’s an iOS or Android-based, open your app and follow these steps:

1. Click the "Spaces" button (for iOS) or Swipe to "Spaces" on the upper product tab (Android).
2. Click "Create a new space".
3. Select "Saving for a Goal".
4. Choose a name and a background image.
5. Study and accept all terms and conditions.
6. Choose an amount you want to be as your "goal amount" and set a target date (optional), then click "Continue".
7. Your Space is created.
8. You can start transferring funds into your Space by tapping "Add now" or "transfer at a later time"