The N26 Card is a MasterCard debit card with contactless NFC technology that you can avail after you sign up for an N26 account. You can use your N26 card to make payments over the counter, shop online using your smartphone and make withdrawals in your country and abroad.
| Operator | Card | Reliability | Best in | Score | |
|---|---|---|---|---|---|
#1
|
Visa, MasterCard | Low and transparent fees with mid-market exchange rates | International Money Transfers | 97 | Open Account |
#2
|
Visa | Online banking with no monthly fees | Spending Account | 96 | Open Account |
#3
|
Visa | Hybrid banking with quality support | Hybrid Banking | 94 | Open Account |
With premium membership, you'll eligible to receive a free N26 MasterCard. After opening an account, simply choose your favorite color.
For those who opened and availed the free N26 Standard bank account, you'll get a virtual MasterCard that can be added to your mobile wallet for use in stores, online merchant shops, or in apps. You can also order a physical MasterCard for one-time delivery fee of €10.
If you are an N26 Premium Bank account customer, you can select a MasterCard from these five shades or colors: Aqua, Slate, Ocean, Sand and Rhubarb. For N26 Metal Card users, you get a trademarked-designed metal card made with 18-grams of stainless steel and a selection of three shades: Charcoal Black, Quartz Rose and Slate Gray.
For Standard N26 Account holders, you can order a signature card in transparent design with €10 delivery fee.
To get an N26 Card, you need to have an N26 Account. To open a bank account with N26, simply follow these steps:
With all its functionalities, your N26 Card operates like your travel companion who manages your budget. Using your N26 MasterCard, you can pay in stores, shop online and withdraw money in your country and abroad (free for any currencies covered in N26 You and Metal cards). It is basically a card that lets you spend like a local anywhere in the world.
The usual delivery time for N26 cards to arrive takes up to 15 business days. This is free of charge except for Standard Account owners who gets charge with a €10 delivery fee. Additionally, you can keep track of the status of your card delivery by simply going to the home page of your N26 app on your smartphone.
Express delivery option is available and only takes up to 3 business days at a fee of: €25 for first-time card users and €30 for re-order and €30 for extra card. N26 Metal card express delivery fees are €25 for first the first card and €60 for re-ordering a card.
The N26 Standard card is free of monthly fees while the N26 Smart card comes with a €4.90 monthly fee. The monthly fee is a little higher at €9.90 for the N26 You card. Lastly, the N26 Metal card has the highest monthly fee at €16.90.
Other than the standard N26 card, there are also different cards available for premium account holders. These are the N26 Smart, N26 You and the N26 Metal.
The “N26 Smart Card” can be availed after you open a premium membership N26 bank account. It is a colorful debit card that comes with powerful money management tools. Among them are the "Statistics" feature that you can use to track your spending, plus “10 Spaces” — N26's innovative sub-accounts feature that also offers "Shared Spaces" functionality that will make saving, spending and budgeting finances with others easier to manage.
The N26 Metal Card have all the features of the N26 Smart Card — which is also availed by those with premium membership N26 bank account — but with additional features such as: free withdrawals abroad, a travel insurance package, Pandemic travel coverage in case of contacting Covid-19 and lifestyle related insurance like mobility, winter sport accident, car rental and for phone theft and damages. The N26 Metal also boast of a "Unique Experience" package specially curated for you. This include access rewards and benefits.
This is also a premium membership MasterCard, the N26 You have all the features of the N26 Metal except for the "Unique Experiences" benefits and has lesser coverage on the lifestyle insurance (it has no cover on car rental and phone theft and damages).
If you lost your card of had it stolen, you can simply block and unblock it from your N26 app. Simply follow these steps: