Digital banks can come with a lot of benefits, such as lower fees, better interest rates, and a whole lot more. Accessible with a few different kinds of apps, digital banking can really make your life easier. You can make bank transactions easily or control your finances more effectively with an app for every platform - Android, iOS, and even the web.
There has been a lot of growth in internet banking popularity in recent years but it can be hard to know what digital bank will work best for your needs. Here are the best-performing digital banks that have been thoroughly tested and reviewed by our team:
| Operator | Card | App | ATM Fee | Currency Exchange Fee | Customer Support | Best in | |
|---|---|---|---|---|---|---|---|
| #1 | Revolut | Visa, MasterCard | Android, iOS | 2% if above limit | Free on weekdays or below £1,000 monthly total, 0.5% on weekends or above £1,000 monthly total | Email, Live Chat | International Money Transfers |
| #2 | Ally | MasterCard | Android, iOS | None | Up to 1% | Phone, Email, Live Chat | Forex and Stock Trading |
| #3 | Chime | Visa | Android, iOS | $2.50 from out-of-network ATM | 3% or $5, whichever amount is greater | Phone, Email, Live Chat | Spending Account |
| #4 | SoFi | Visa, MasterCard | Android, iOS | None | 0.9% | Phone, Email, Live Chat | Foreign ATM Withdrawals |
| #5 | Starling Bank | MasterCard | Android, iOS | None | 0.4% | Phone, Email, Live Chat | Banking for Frequent UK Travelers |
| #6 | N26 | Visa, MasterCard | Android, iOS | 1.7% for N26 Standard, N26 Business and Smart accounts, Free for N26 You, Business You or N26 Metal and Business Metal accounts | None | Phone, Email, Live Chat, Social Media | Everyday Banking |
| #7 | Digital International Bank | Visa | None | None | None | Phone, Email, Video Chat | Hybrid Banking |