Digital wallets have come a long way since they were first introduced in the early 2000s. Not only are they safer and more secure than ever, but they’re also more convenient, which means they can be used to buy almost anything today, including groceries and gas! There are hundreds of digital wallets on the market, but not all of them are created equal, so we’ve put together this list of the best digital wallets of 2022 to help you decide which one is right for you.

Operator Authentication Payment Technology Reliability Best in Score


Touch ID, Password Multiple Hugely popular in South America Digital Wallet & Online Payments 97 Open Account


Password, Fingerprint, Authenticator Apps NFC Easy to setup and use Online Purchases and Payments 93 Open Account


Password, Fingerprint, PIN ACH Peer-to-peer payment Peer-to-peer Transactions 92 Open Account


Password, PIN Multiple Global e-wallet service E-Wallet Service 90 Open Account

Apple Pay

Face ID, Touch ID, Passcode NFC Compatible with major banks Wallets for Apple Users 89 Open Account